Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

Service Charge

Service Provided
Comission (Rs.)
Up to Rs.5000/-
Up to Rs.10000/-
Rs 50/-
Up to Rs.10000/- to 1 lac
Above Rs.1 lac
1% (for each Thousand) Maximum Limit Rs.5000/-
Up to Rs. 1,00,000/- NIL
Above 1,00,000/- Rs. 50/-
B)Speed Clg.(Other A/c)  
Up to 1,00,000/- Rs. 50/-
Above 1,00,000/- Rs. 150/-
Up to Rs.10000/-
Rs. 25/-
Above Rs.10000/-
Per thousand & its share Rs.2/- maximum Rs.3000/- for TT Telephone Rs.35/-
Bankers Cheque/Pay Order
Up to Rs.10000/-
Above Rs.10000/-
Per Thousand its share Rs. 2 Maximum Rs.3000/-

a) Metro & Urban customers of CD/SB Account (not FD) for Quarterly Average balance amt.kept Rs 2,00,000/- DD/TT/MT commission charges 50% relief.

b)Rural area CD/SB Account (Not for FD A/c) customers Quarterly Average balance amt.kept Rs 75,000/- & Bank Cheque /pay order commission Charges 50% relief.
Bills Discounting
Up to Rs.5000/-
Above Rs.5000/-
For each thousand its share Rs. 5+ Postage + interest as per rules.
For local cheque purchase
For each thousand Rs. 2 Maximum Rs. 3000/-
Duplicate DD
For all duplicate DDs
Duplicate Passbook(Printing a/c)
Savings Passbook/Printout
CD,cash Credit /Printout
Rs.35/- + Rs.5/- Per Printout.
Duplicate statements of a/c's/Printout
Rs.8/- per Page,maximum Rs.50/-
Computer Printout-(Account Statement)

Daily Rs.8/-

Weekly- Rs. 20/-

Monthli Rs. 25/-

MICR Clg. processing charges  
  Presenting bank Pre Cheque Rs 1/- For Mumbai, Mulund, Vashi, Thane Branch.
  Drawee Bank Pre Cheque Rs 1.50/-
Local Cheque Return Charges
Rs. 250/- Per Cheque (for inward clearing)
Rs. 125/- Per Cheque (for outward clearing)
Cheque Return Charges ECS Rs. 250/- Per Cheque
Outward Cheque Return Charges Rs. 150/- + V.P. Charges
Stop Payment Charges Rs. 100/- Per Cheque
MICR cheque book (Printing)
Per Cheque Rs. 2/- (For Qurterly Average Balance Rs. 10 Lac Free Cheque Book)
Cheque book charges (Printing)
Savings charges Rs. 20/- Per Book
CD/Cash Credit Rs. 2/- Per cheque
Deeds (Processing Charges)
For All Deeds Processing Charges (Do not other securities) Sanction Limit
Rs.1 lakh
Rs.1 lakh to Rs.5Lakh Rs.250/-
Rs.5 lakh to Rs.10 lakh Rs.600/-
Rs.10 lakh to Rs.25 lakh Rs.1000/-
Rs.25 lakh & above Rs.1500/-
Processing Charges
  B) For new loan 1.00% for loan amount(Minimum Rs. 500/-)
  A) For Renewal 0.15% for loan amount (Minimum Rs. 500/- & Maximum Rs. 25000/-)
Loan Re-santionation
  Rs. 1 Lakh to 5 Lakh Rs. 200/-
  Rs. 5 Lakh to 10 Lakh Rs. 500/-
  Rs. 10 Lakh and above Rs. 700/-
Form Fee Charges
  For new loan Rs. 100/-
  Re-conveys Deed Rs. 200/-
Bank Guarantee Commission
A Total Secured Deposit
( Deposit Amount 100% )
Per Year for As Per Rs.1/-
Minimum Rs. 200/-
Maximum No limit
For Guarantee Commission should be recovered for all years
For Guarantee period clause Comission as above
B Guarantee for other security (25% Cash /FD and Other Security) Mortgage/Stock/Machinery ect..  
Per Year for As Per Rs. 2/-
Minimum Rs. 200/-
Maximum No limit
For Claim period Commission essential
Guarantee issued Commission recover for all years
22 Locker Rent (Yearly) 1 April to 31 March
  Height CM Width CM Depth CM  
A Type 125 175 492 500
B Type 159 210 492 1000
C Type 125 352 492 800
D Type 189 263 492 1200
E Type 159 424 492 1500
F Type 278 352 492 1800
G Type 189 530 492 2000
H Type 321 424 492 2500
LL Type 404 530 492 3500
L2 Type 385 530 492 3000
B) Deposit- locker key deposit Rs. 5000/-
23. RTO Trade Service Charges
Two Wheeler Motor Bike Rs.125/-
Four Wheeler Motor Car (Without Truck / Tractor/Dumper/Auto) Rs.350/-
For Truck / Tractor/Dumper Rs.600/-
24. Solvency Certificate

0.10% of solvancy amount & per Lakh Rs. 500/-

Maximum Rs.10,000/-

25. RTGS Charges

Upto Rs 2 to 5 lac Rs 25/-

Above Rs 5 lac Rs 50/-

26. NEFT Charges

Upto Rs 1 lac Rs 5/-

Rs 1 to 2 lac Rs 15/-

above Rs. 2 lac Rs. 50

27. ATM Card  Free
Service for savings / Current Account.
ATM Card Fee.
Maintenance Charges Annually Rs. 75/- Not for staff
Not any other charges
ATM Charges
Monthly 5 transaction free ( Inclusive Financial & Non-Financial Transaction)
After 5 transaction Rs 20 for each transaction
Note : It will be applicable for other banks except Janata Bank ATM's except bank enployees
29. for Current and savings Account Minimum Balance Charges
  A savings Account MInimum balance Amount Without MInimum balance Amount
  1. Without Cheque Book

Rs. 500/-
Rs. 300/-
Rs. 200/-

Rs. 10/-( quaterly)
Rs. 10/-( quaterly)
Rs. 10/-( quaterly)
2. for Cheque Book facility    
Metro Rs. 2,000/- Rs.25/-(quaterly)
Urban Rs. 1,000/- Rs. 25/-( quaterly)
Rural Rs. 500/- Rs. 20/-( quaterly)
B Current Account
  Metro (Mumbai, Pune, Thane) Rs. 5,000/- Rs.50/-(quaterly)
Urban Rs. 3,000/-
Rural Rs. 2000/-
Minimum balance amount charges program will be run monthly(except staff accounts)
Metro Branch Kalbadevi-Mumbai / Mulund-Mumbai / Thane / Vashi-Navi Mumbai / Bangalore
Urban Branch Kolhapur / Jaysinghpur / Peth Vadgaon / Kolhapur / Ichalkaranji / Pune / Gadinglaj / Karad / Sangali / Solhapur / Nashik / Aurangabad / Latur / Jalna / Ahmednagar / Hubli / Belgavi / Ratnagiri / Nipani / Nashik
Rural Branch Sulkud / Hupari / Shirol / Gargoti / Ajara / Kagal / Aalas / Hathkanangale / Gandhinagar
Smart Premium Current Deposit  
Quarterly Average Remaining Deposit
( Except Mumbai, Thane, Vashi, Mulund, Bangalore)
Rs. 10,000/-
  Quarterly Average Remaining Deposit
( Mumbai, Thane, Vashi, Mulund, Bangalore)
Rs. 25,000/-

1.Without any charges fill cash or remove it.

2.Free ATM card (No yearly maintenance charges).

3.Free SMS Banking facility.

4.Free NEFT Service.

5.Per year 200 cheques free.

6.Per month account statement free for one account ( Except Mumbai,Thane,Vashi,Mulund,bangalore).

7.Free Internet Banking facility.

8.No any charges for cheque services.

9.Transaction allowded from any branch. (Except cash)

10.In D.D comission for present charges 50% discount.

11.Except base branch facility of filling upto Rs 2 lakh in any branch.

12.Inward &outward cheque return charges will be according to current account.

13.If balance will be low then minimal balance required then per month rs 550 will be charged.

Note:- Facility to make any changes in current account is available.

Rights to change any rule will be by bank authorities. Time to time changes will be notified on branch notice board

30 Dormant Account maintaince chargess ( Except Deposite Account)

1. Saving A/C Rs. 15/- (Annually)

2. Current A/C Rs. 25/- (Annually)

31 Charges to close Saving / Current A/c

1. Saving A/C Rs. 50

2. Current A/C Rs. 100

32 ABB Cash Tractions Customer from base branch to other branch cash amiunt per Bundle (100 rs) Rs, 3/- Charges. This charges debited the particular account on that time.( Minimum Rs. 10/-)
Note :-
1.Above all charges + GST will be applied. (Charges+GST)
2. Locker rent will be received yearly basis. If locker is to opened in middle of the year then monthly rent upto may month will be applied for remaining months. After it yearly rent will applied which will be taken in april
3. Depending upon the depositer's transaction rights of changing charges applied to them will be jointly taken by Prabhari Mukhya Karyakari adhikari, Deputy General Manager, General Manager signature once approved by head office.
4. If NEFT/RTGS is done from previous day balance then charges will be applied.

SMS Banking

SMS Banking No. : +91 9225650117
Latest Balance in the Account

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Call Center Toll Free -
1800 233 6800

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Phone: 91 230 2433505 - 508

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