Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
 

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Recurring Deposits

Our attractive Recurring Deposit Schemes

Kaijs Bank Attractive Deposit Schemes

AS PER BOARD RESOLUTION NO.31DT. 15/12/2017 NEW INTEREST RATES APPLICABLE w.e.f. 01/01/2018.

Interest Rates

PER MONTH INSTALLMENT
General
Senior Citizen
PERIOD Interest Rate Amount after Maturity Period Interest Rate Amount after Maturity Period
12 Months 08.10% 125.35 09.10% 126.05
24 Months 08.10% 261.20 09.10% 263.95
36 Months 07.50% 404.50 08.50% 410.90
48 Months 07.50% 560.65 08.50% 572.60
60 Months 07.50% 728.85 08.50% 748.50
72 Months 07.50% 910.05 08.50% 939.80
84 Months 07.50% 1105.20 08.50% 1147.90
96 Months 07.50% 1315.40 08.50% 1374.25
108 Months 07.50% 1541.80 08.50% 1620.45
120 Months 07.50% 1785.70 08.50% 1888.30


Pigmy Deposit

3% rate of interest for a period of one year and two years and above 3.50%.
Savings Rate of Interest : 3.50%
Special Savings Rate of Interest : 3.50 %
No Frill Savings : 3.50%
Tax Saving Vikas Deposit Scheme ( Rate of Interest 8.00%):

* Facility is allowed to Individual Person or Joint Account Holders and Hindu Undivided family
* Deposit amount will be eligible for Income Tax benefit under IT Act 80 C.
* Period of deposit will be 5 years, Premature closure is not allowed.
* TDS is applicable on the interest of Deposit Amount.
* Deposit amount will be Rs. 100/- or in multiples of Rs. 100/-
* Monthly, quarterly , half yearly interest will be given or after maturity amount will be paid with interest on maturity.
* Duration of deposit will be minimum 5 years and maximum 10 years.
* Nomination facility is available
* 8.50% rate of interest for senior citizen.

General Information

* Senior Citizens (Age above 60 years) 0.50% extra interest.







Sukanya Recurring Deposit Scheme

Sukanya Recurring Deposit Scheme
NAME OF THE SCHEME Sukanya Recurring Deposit Scheme
Purpose For monthly investment
Eligibility 1. Mature daughter/girl.
2. Minor guardian
Minimum Investment Rs 1000/- and Multiples of Rs 100/-
Scheme Period 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years
Rate of Interest 8.50 % 8.50 % 8.50 % 8.50 % 8.50 % 8.50 %
Maturity Amount 5 Years Rs 74,850/- ( per month Rs 1000/- After paying 5 Years)
6 Years Rs 93,980/- ( per month Rs 1000/- After paying 6 Years)
7 Years Rs 1,14,790/- ( per month Rs 1000/- After paying 7 Years)
8 Years Rs 1,37,426/- ( per month Rs 1000/- After paying 8 Years)
9 Years Rs 1,62,048/- ( per month Rs 1000/- After paying 9 Years)
10 Years Rs 1,88,830/- ( per month Rs 1000/- After paying 10 Years)
Other Conditions 1. The scheme will be commenced w.e.f 1stJanuary 2018
2. The said scheme is for daughter/girl only.
3. Deposit Mortgagae facility will be availed as per the bank policy
4. 1% more interest will be offered to the staff.
5. Under this scheme, daughter/girl participating in the scheme will get a sum insure of Rs 2 Lakhs as "Accident Insurance" under the Pradhan Mantri Suraksha Bima Yojana and if the account is opened in favour of daughter/girl below 18 years of age, then the sum will be insured in the name of minor guardian .
6. Pre-mature closure will be allowed as per the Bank Rules and Regulations.
7. TDS will be applicable as per the Income Tax Rule.
8. All the rules for recurring deposits of this scheme will apply.
9. It is compulsory to submit documents as per the KYC policy of the bank.
10. The Board of Directors shall have right to change/close in the policy from time to time



Mahila Suvarnalankar Recurring Deposit Scheme

Mahila Suvarnalankar Recurring Deposit Scheme
NAME OF THE SCHEME Mahila Suvarnakankar Recurring Deposit Scheme
Purpose For monthly investment
Eligibility Individual women, Mature Daughter or Minor Guardian
Minimum Investment Rs 500/- and Multiples of Rs 100/-
Scheme Period 3 Years 4 Years 5 Years 6 Years 7 Years
Rate of Interest 8.50 % 8.50 % 8.50 % 8.50 % 8.50 %
Maturity Amount 3 Years Rs 20,546/- ( per month Rs 500/- After paying 3 Years)
4 Years Rs 28,631/- ( per month Rs 500/- After paying 4 Years)
5 Years Rs 37,425/- ( per month Rs 500/- After paying 5 Years)
6 Years Rs 46,990/- ( per month Rs 500/- After paying 6 Years)
7 Years Rs 57,395/- ( per month Rs 500/- After paying 7 Years)
Other Conditions 1. The scheme will be commenced w.e.f 1stJanuary 2018
2. The said scheme is for woman only.
3. The said scheme shall be taken in favour of matured daughter
4. Minor Guardian - Mother/Father name can be started.
5. Also the said scheme shall be opened in favour of individual women .
6. Deposit Mortgage facility will be availed as per the bank policy.
7. 1% more interest will be offered to tha staff.
8. 0.25% more interest will be offered to senior citizen.
9. Under this scheme, woman belonging to 18 to 70 years of age participating in the scheme will get a sum insure of Rs 2 lakhs towards as "Accident Insurance" under the Pradhan Mantri Suraksha Bima Yojana. and if account is opened in favour of daughter below 18 years of age, then the sum will insured in the name of minor guardian
10. Pre-mature closure will be allowed as per the Bank Rules and Regulations.
11. TDS will be applicable as per the Income Tax Rule.
12. All the rules for recurring deposits of this scheme will apply.
13. It ic sompulsory to submit doccuments as per the KYC policy of the bank.
14. The Board of Directors shall have right to change/close in the policy from time to time



Student Recurring Deposit Scheme

Student Recurring Deposit Scheme
NAME OF THE SCHEME Student Recurring Deposit Scheme
Purpose For monthly investment
Eligibility Minor Student (Parents and minor guardian)
Minimum Investment Rs 500/- and Multiples of Rs 100/-
Scheme Period 120 Months (from date of kept deposit)
Rate of Interest 8.50%
Maturity Amount Rs 94,415 /- (per month rs 500/- after paying 10 years)
Other Conditions 1. The scheme will be commenced w.e.f 1stJanuary 2018
2. The said scheme is for student only.
3. Deposit Mortgagae facility will be availed as per the bank policy
4. 1% more interest will be offered to the children's account of the staff.
5. Under this scheme, minor students participating in the scheme will get a sum insure of Rs 2 Lakhs as "Accident Insurance" under the Pradhan Mantri Suraksha Bima Yojana in favour of their minor guardian.
6. Pre-mature closure will be allowed as per the Bank Rules and Regulations.
7. TDS will be applicable as per the Income Tax Rule.
8. All the rules for recurring deposits of this scheme will apply.
9. It ic sompulsory to submit doccuments as per the KYC policy of the bank.
10. The Board of Directors shall have right to change/close in the policy from time to time

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