Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
 

KAIJS DEPOSITS

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Recurring Deposits

Our attractive Recurring Deposit Schemes

Kaijs Bank Attractive Deposit Schemes

AS PER BOARD RESOLUTION NO.3 DT. 01/04/2017 NEW INTEREST RATES APPLICABLE w.e.f. 03/04/2017.

Interest Rates

PER MONTH INSTALLMENT
General
Senior Citizen
PERIOD Interest Rate Amount after Maturity Period Interest Rate Amount after Maturity Period
12 Months 08.00% 125.30 08.50% 125.60
24 Months 08.00% 260.90 08.50% 262.30
36 Months 07.50% 404.50 08.00% 407.90
48 Months 07.00% 560.65 08.00% 566.60
60 Months 07.50% 728.85 08.00% 738.60
72 Months 07.50% 910.05 08.00% 924.80
84 Months 07.50% 1105.20 08.00% 1126.30
96 Months 07.50% 1315.40 08.00% 1344.45
108 Months 07.50% 1541.80 08.00% 1580.55
120 Months 07.50% 1785.70 08.00% 1836.15


Pigmy Deposit

3% rate of interest for a period of one year and two years and above 3.50%.
Savings Rate of Interest : 4.00%
Special Savings Rate of Interest : 4.00 %
No Frill Savings : 4.00%
Tax Saving Vikas Deposit Scheme ( Rate of Interest 9.75%):

* Facility is allowed to Individual Person or Joint Account Holders and Hindu Undivided family
* Deposit amount will be eligible for Income Tax benefit under IT Act 80 C.
* Period of deposit will be 5 years, Premature closure is not allowed.
* TDS is applicable on the interest of Deposit Amount.
* Deposit amount will be Rs. 100/- or in multiples of Rs. 100/-
* Monthly, quarterly , half yearly interest will be given or after maturity amount will be paid with interest on maturity.
* Duration of deposit will be minimum 5 years and maximum 10 years.
* Nomination facility is available
* 9.50% rate of interest for bank employees, senior citizen and customers.

General Information

* Senior Citizens (Age above 60 years) 0.50% extra interest.
* 1% less interest rate will be paid on premature deposit receipts.
* The above mentioned interest rate will not be applicable to Co-operative societies ,
Co-operative Banks and other organizations.




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