Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.


Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

Pushpak Vehicle Loans

Whichever the CAR our auto loan is the answer

Pushpak Vehicle Loan Scheme


Purchase of New Two Wheeler & Four Wheeler, Used Four Wheeler (Car)(Vehicle should not be more than 5 years old)

Limit of loan

a) 75% of Ex-showroom cost for new vehicle 50% of cost (based on valuation) used vehicle
b) Loan amount depending upon repayment capacity of customer from a, & b whichever is lower.


1) For salaried customer
-Applicant should have permanent job in government, co-operative or in private sector.
-Undertaking regarding deduction of installment from salary is required.
-Total deduction including installment of loan should not be more than 65% of monthly payment.

2) For self employed:
- Applicant should be income tax payee.

Repayment Period

For two wheelers Maximum 3 years
For four wheelers Maximum 5 years


1) Hypothecation of two wheeler / four wheeler to be purchased.
2) Two guarantors

Pre-payment Charges


Document Required

1) Pro form a invoice / Quotation from dealer, valuation for old vehicle.
2) Photographs, identy proof, age proof, photo proof, residence proof of borrower & guarantor.
3) In case of salaried customers salary slip, IT returns with computation of income.
4) In case of self employed profit & loss A/c, balance sheet & IT returns.

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SMS Banking No. : +91 9225650117
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