Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
 

KAIJS LOAN

Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

Kaijs Bank Loan Interest Rates

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Interest Rates Table

Rate of interest

Type of Loan Interest Rate
 
Scheme Finance
1 Sawali / Agri Sawali Home Loan
Below 25 Lakhs 10.90%
Above 25 Lakhs 10.50%
2 Gruha Sajawat Loan 13.00%
3 Dnyansadhana Education Loan 12.50%
4 Pushpak Vehicle Loan
4 Wheeler 10.00%
2 Wheeler 14.00%
5 Tour Loan 13.00%
6 Personal LAP 14.00%
Business Loan
1 Cash Credit/SOD 12.50%
2 All Terms Loan 13.00%
3 Business LAP 14.00%
4 Warehouse Receipt Loan(For latur branch) 12.00%
Powerloom,Sizing,Garments etc
1 Cash credit 12.50%
2 Terms Loan 13.00%
Agricultural Loan
1 Agri.Investment Loan 13.00%
2 Agri Cash Credit 13.00%
3 Agri Crop Loan 13.00%
4 Agri allied 13.00%
Unsecured Loan
1 Personal Loan 16.00%
2 Personal Loan for Ladies upto Rs.25,000/- 14.50%
3 Professional OD 12.50%
4 Professional Term Loan 13.00%
5 Micro Finance
SHG 11.00%
JLG 11.00%
Other Loan
1 Gold Loan 12.00%
2 OSL(NSC,Life Insurance,Third Party FD etc) 13.00%
3 Loan Against FD
Deposit upto 300 Lac FD Interest Rate+1%
Deposit more than 300 to 500 Lac FD Interest Rate+0.75%
Deposit above 500 Lac FD Interest Rate+0.55%
4 Bill Purchase 16.00%
* Interest rates are subject to charge as per RBI and Bank policy

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