Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
 

KAIJS LOAN

Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

Gruha Sajawat Loan

Make your home more better

Sajawat Home Appliances Loan Scheme

Purpose

For purchase of consumer durables (TV, Freeze, computer, Furniture etc.)


Limit of loan

a) 75% of cost of purchasing item.
b) Maximum Rs.5.00 lakhs

From a, & b whichever is lower.


Eligibility

1) For salaried customer
-Applicant should have permanent job in government, co-operative or in private sector.
-Undertaking regarding deduction of installment from salary is required.
-Total deduction including installment of loan should not be more than 65% of monthly payment.

2) For self employed
- Applicant should be income tax payee.

Repayment Period

Maximum 3/5 years


Security

Item to be purchased & two guarantors


Pre-Payment Charges

Nil


Document Required

1) Pro forma invoice / Quotation from approved dealer.
2) Photographs, identy proof, age proof, photo proof, residence proof of the borrower & guarantor.
3) Income proof of applicant.

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