Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
 

KAIJS LOAN

Kallapanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

Dnyansadhana Education Loan

Financing the higher education expenses

Dnyansadhana Educational Loan Scheme

Purpose

Financing the higher education expenses.


Limit of loan

Maximum Rs.10.00 lacs for education in India


Maximum Rs.20.00 lacs for education outside of India


Eligibility

1) Applicant (student) should be 18 to 28 years old. For minor student guardian will be taken as applicant.
2) Student should have at least 60% marks in SSC, HSC, Graduation & Post Graduation examination.
3) Applicant should be student of Government of India, State Government affiliated Universities.
4) Finance will be available for following courses.

a) Diploma, Degree & Master Degree in Engineering.
b) MBBS, MS, MD, BAMS, BDS, and other related courses.
c) MBA, CS, ICWA, CA, FCA
d) B. sc. & M. sc. agri. Agriculture, Engineering Degree in Agriculture, Post graduation in Agriculture


2) For self employed:
- Applicant should be income tax payee.


Repayment Period

Maximum 10 years (Including moratorium period)


Security

Loan amount up to Rs. 1,00,000
- Two guarantors

Loan amount more than Rs. 1,00,000
- Immovable property is required as collateral security.
- Two guarantors


Document Required

1) Admission confirmation letter from college.
2) Courses expenses certificate from college.
3) Mark sheets of previous examination.
4) Income proof of guardian.
5) Photographs, identy proof, age proof, photo proof, residence proof of borrower & guarantor.

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